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About Double indemnity
Double indemnity is a clause or provision in a life insurance policy whereby the company agrees to pay the stated multiple of the face amount in the contract in cases of death caused by accidental means. This includes murder by a person other than, and not in collusion with, the beneficiary of the insurance policy, and most accidental deaths. It excludes suicide, and deaths caused by the insured person's own gross negligence, as well as natural causes.
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