Snedker Ex Rel. Snedker v. Derby Oil Co.
Supreme Court of Kansas · 1948-01-05 · cited 13×
This case arose from a garnishment proceeding following a $5,000 tort judgment against employee Glen Striplin for negligently injuring a minor plaintiff while driving a delivery truck. The plaintiff sought to collect from the Employers Liability Assurance Corporation under a policy issued to Derby Oil Company, the truck's owner. The trial court submitted to a jury the questions of whether the insurer had defended Striplin without reserving rights (thereby waiving any noncoverage defense) and whether Striplin had permission to drive at the time of the accident. The jury returned a verdict for the plaintiff, and the Kansas Supreme Court affirmed, holding that the evidence supported waiver and that the trial court had discretion to submit factual issues to the jury under the pleadings. The court rejected the insurer's arguments that the matter was purely contractual or should have been decided by the court alone.