Farm Bureau Mutual Ins. Co. v. Waugh
Supreme Judicial Court of Maine · 1963-03-18 · cited 14×
The case involved a dispute over whether an automobile liability insurance policy required the insurer to defend and indemnify a permissive driver against a bodily injury claim brought by the named insured's son, who was also a resident insured. The court decided that the insurer was obligated to defend the driver and pay any damages awarded within policy limits. The core reasoning was that the policy explicitly required payment for bodily injuries to "any person" without applicable exceptions, and the insurer had the opportunity to include exclusions for injuries to other insureds but did not.