Commercial Union Insurance v. Universal Underwriters, Inc.
Tennessee Supreme Court · 1969-06-09 · cited 9×
This case was a declaratory judgment action between two insurance companies over responsibility for a $2,500 judgment plus costs arising from a car accident. Marie Porter, insured by Commercial Union under a policy with 10/20/5 limits, wrecked a car loaned by Walters Ford (insured by Universal Underwriters under a 100/300/10 policy) and injured Rigsby. Commercial Union defended and settled the suit after Universal refused to contribute, then sued for pro-rata reimbursement. The court affirmed the chancellor's ruling that the companies must share the loss pro rata because the policies' conflicting 'other insurance' clauses—an excess clause in Commercial Union's policy and a pro-rata clause in Universal's—cancel each other out under Tennessee law, leaving both insurers liable in proportion to their policy limits.
business & regulatorytorts & liabilityprocedure
City of Chattanooga v. Harris
Tennessee Supreme Court · 1969-06-09 · cited 32×
The case involved the City of Chattanooga challenging the constitutionality of a Tennessee statute (Chapter 374, Public Acts of 1967) that required municipalities to provide defense counsel and indemnify police and fire department employees against civil judgments for damages arising from their official duties, subject to liability caps and exclusions for punitive damages or willful misconduct. Fannie Harris had sued a Chattanooga policeman for the death of her husband in an on-duty accident, prompting the city to seek a declaratory ruling on its obligations under the law. The court upheld the statute as constitutional. It reasoned that the classification singling out police and firefighters was reasonable and natural, given their greater exposure to liability from emergency responses and actions that may depart from ordinary safety standards, and was not arbitrary class legislation under the state constitution; other challenges regarding municipal credit and voting requirements were also rejected.
torts & liabilitylabor & employment
Swindler v. St. Paul Fire & Marine Insurance
Tennessee Supreme Court · 1969-06-09 · cited 18×
The case involved an insurance dispute where the policyholder inadvertently deposited a bank bag containing $1,500 into a mail depository while conveying it and later could not retrieve it after it disappeared. The policy covered loss of money by destruction, disappearance, or wrongful abstraction outside the premises while being conveyed by a messenger. The trial court dismissed the claim, but the Supreme Court of Tennessee reversed, holding that coverage applied because the money disappeared in a manner preventing immediate retrieval while still within the conveyance period under the policy's terms. The court interpreted 'disappearance' according to its ordinary meaning in context with the adjacent policy language and principles of insurance contract construction, rejecting the insurer's argument that the loss occurred only after conveyance ended.
business & regulatoryproperty
Davidson v. State
Tennessee Supreme Court · 1969-05-05 · cited 15×
The case involved defendant Raymond Davidson's conviction for violating liquor laws by receiving and possessing intoxicating liquors, for which he received a jail sentence and fine. The Court of Criminal Appeals had dismissed the case because the technical record abbreviated the charge as "V.L.L.," which it held did not state a valid offense. The Tennessee Supreme Court granted certiorari, allowed the record to be corrected through a motion for diminution showing the original presentment charging "unlawfully receiving intoxicating liquors," and affirmed the conviction. It reasoned that misdemeanor presentments need not be entered in full on court minutes under T.C.A. § 40-1710, that the abbreviation was a common clerical shorthand, and that precedents like Glasgow v. State and Brown v. State establish that such technical defects do not invalidate the indictment when the original document exists and clarifies the charge.
criminal lawprocedure
Lloyd v. State
Tennessee Supreme Court · 1969-05-05 · cited 32×
Lloyd was convicted of grand larceny after police, investigating stolen money orders at his residence with his permission, observed a television camera lens in plain view that was later identified as stolen property; he was advised of his rights under Miranda and later admitted to stealing the lens. The Court of Criminal Appeals reversed the conviction, finding the Miranda warnings inadequate regarding the right to counsel. The Tennessee Supreme Court granted certiorari and held that the lens was lawfully observed and seized during a consensual entry while searching for other items, that the Miranda warnings were sufficient, and that the admission of the evidence and confession did not violate constitutional standards. The court distinguished prior cases involving illegal searches and affirmed the trial court's judgment, reversing the intermediate appellate decision.
criminal lawprocedure
Calvert Fire Insurance v. American National Bank & Trust Co.
Tennessee Supreme Court · 1969-02-28 · cited 12×
The case concerned whether an auto insurance policy was validly canceled as to a bank acting as loss payee and lienholder on the insured vehicle when the insurer mailed a cancellation notice to the bank but the bank never received it. The policy's standard cancellation clause stated that mailing notice to the named insured was sufficient proof of notice, but a separate loss payable endorsement required the insurer to "notify the Lienholder" at least ten days before cancellation would be effective as to the lienholder's interest. The Tennessee Supreme Court held that the differing language meant actual notification to the lienholder was required, not merely proof of mailing, and that the insurer therefore failed to cancel the policy as to the bank. The court applied ordinary contract principles, noting that the insurer drafted both provisions and bore the burden of proving compliance with the cancellation terms.
business & regulatoryproperty
Smithson v. State
Tennessee Supreme Court · 1969-01-24 · cited 12×
The case involved Charles Wayne Smithson, who was convicted under T.C.A. 39-1959 of fraudulently passing a worthless check for over $100 to obtain a vehicle and credit, after stopping payment and failing to pay within five days of notice. The sole issue on appeal was the constitutionality of the statute and related provisions, which the defendant argued were unconstitutionally vague and created an invalid presumption of fraudulent intent and insufficient funds that denied due process. The court held the statutes constitutional, finding they were not vague, that the presumption was only prima facie evidence subject to rebuttal, and that it was comparable to other established legal presumptions such as those in homicide or intoxication cases. The judgment of conviction was affirmed.
criminal lawprocedure
Johnson v. City of Greeneville
Tennessee Supreme Court · 1968-11-22 · cited 32×
The case involved homeowners who sued a town and county for inverse condemnation, alleging that low-altitude flights from a new municipal airport runway caused severe noise, vibrations, and interference with their property, resulting in a substantial depreciation in home value and amounting to a taking without just compensation under the Tennessee Constitution. The trial court sustained the defendants' demurrer and dismissed the suit, but the Tennessee Supreme Court reversed, holding that the allegations—taken as true—described an unconstitutional taking of an air easement based on precedents like Griggs v. Allegheny County. The court reasoned that the operation of the airport by the governmental defendants made them liable for the overflights' effects and that the one-year statute of limitations began running from the start of the injurious flights rather than from the airport's construction or land acquisition. The case was remanded for further proceedings, including potential trial on whether the interference was substantial enough to constitute a taking.
propertyprocedure
Chapman v. Clement Brothers, Inc.
Tennessee Supreme Court · 1968-11-22 · cited 12×
This is a workers' compensation case concerning whether an employee's shoulder injury from a 1965 workplace accident qualified as a scheduled injury to the arm or as an injury to the body as a whole. The trial court had ruled it was an injury to the body as a whole, but the Tennessee Supreme Court reversed, holding that the injury was limited to the right upper extremity. Medical evidence showed a fracture of the greater tuberosity of the humerus with possible rotator cuff involvement, resulting in restricted motion and atrophy confined to the shoulder and arm, with no separate injury to other body parts. The court reasoned that under the applicable statute (T.C.A. 50-1007) and precedents such as Shores, compensation for such scheduled members is fixed by the statute regardless of resulting impairment, and distinguished cases involving additional non-scheduled injuries.
labor & employment
Lindsey v. Stein Brothers & Boyce, Inc.
Tennessee Supreme Court · 1968-10-25 · cited 9×
This case involved customers suing their stockbroker for breaching a telephone order to sell shares of stock at a specified price, seeking damages for the difference after the broker denied the order and the stock was later sold at a lower price. The trial court sustained the broker's demurrer, finding the claim barred by the statute of frauds under the Uniform Commercial Code requiring a signed writing for securities sales. On appeal, the Tennessee Supreme Court reversed, holding that the statute does not apply to a broker-customer agency agreement to sell securities on commission, as opposed to a direct sale between parties, based on the nature of the relationship and supporting case law. The court remanded for further proceedings.
business & regulatoryprocedure
Franklin v. MID TENN. ELEC.
Tennessee Supreme Court · 1968-10-11 · cited 2×
This case concerned a dispute between Middle Tennessee Electric Membership Corporation, an electric cooperative, and Franklin Power & Light Company, an investor-owned utility, over which entity could provide electricity service to areas annexed by the Town of Franklin in 1964. The cooperative had served customers in those areas prior to annexation under its charter, while the utility held a 1929 franchise from the town that extended to its expanding corporate limits. The Supreme Court of Tennessee affirmed the lower courts' rulings that the utility held the exclusive valid franchise to serve the annexed territory going forward, though the cooperative retained the right to continue serving its pre-annexation members from existing lines without needing a new franchise; it rejected claims that this arrangement violated constitutional protections against uncompensated takings or violated prior agreements between the parties. The decision rested on the priority of the municipal franchise under state statutes governing utility service territories and the limited scope of the cooperative's pre-existing rights after annexation.
business & regulatoryproperty
Wooley v. Parker
Tennessee Supreme Court · 1968-10-11 · cited 10×
The case involved two lawsuits stemming from a 1964 car accident: Alice Joy Wooley sued her late husband Frank M. Wooley's estate for injuries she sustained due to his alleged negligent driving, and their daughter Melissa Joy Wooley, through her next friend, brought a similar suit for her own injuries. The trial court sustained the defendant's demurrer and dismissed both actions, and the Tennessee Supreme Court affirmed. The court reasoned that longstanding Tennessee precedent, rooted in common law, prohibits tort suits between spouses for acts occurring during marriage, a rule unaffected by the Married Woman's Emancipation Act or the husband's subsequent death, and that no right existed for the child to sue her father that could survive his death.
torts & liabilityfamily law
Wilson v. Dealy
Tennessee Supreme Court · 1968-08-23 · cited 22×
In Wilson v. Dealy, plaintiff David Wilson sued an employment agency after refusing to pay a contractual placement fee plus monthly late charges of 1.5 percent, arguing that the late charges constituted usurious interest exceeding Tennessee's legal rate and voided the agreement. The Supreme Court of Tennessee affirmed the trial court's judgment for the agency, holding that the late charges were not usury because they did not compensate the agency for the continued use of money or grant an extension of time for payment. The court further reasoned that the charges represented an unenforceable attempt to liquidate damages in advance, since the foreseeable harm from late payment—legal interest plus administrative costs—was readily ascertainable and provable as actual damages rather than subject to pre-breach agreement.
business & regulatory
Castleman Construction Company v. Pennington
Tennessee Supreme Court · 1968-07-12 · cited 50×
Castleman Construction Company purchased twenty lots from defendants Dr. Edna Pennington and Ernest W. Colbert as tenants in common, receiving a warranty deed and a commitment for title insurance from Attorneys Title Company. Defects in title emerged, including an undisclosed lien securing Colbert's debt and claims by the Small Business Administration, prompting the title insurers to pay over $26,000 to clear the encumbrances after Castleman began construction. The Chancery Court entered judgment for the insurers against both sellers; on appeal, the Court of Appeals reversed as to Pennington but the Tennessee Supreme Court granted certiorari and reinstated liability, holding that the insurers were subrogated to Castleman's rights under the warranties because Pennington bore ultimate responsibility for the defects as between the co-owners. The Court reasoned that Pennington's complete reliance on Colbert did not shift the burden to the title companies, which had issued the policy solely for Castleman's protection, and that the same equitable result would have followed if no insurance had existed.
property
Artress v. State Farm Fire and Casualty Company
Tennessee Supreme Court · 1968-06-07 · cited 10×
This case involved a claim under a homeowner's insurance policy for theft of personal property from the insured's unattended car parked in San Francisco, where the theft occurred without any visible marks of forced entry on the vehicle. The policy contained an exclusion barring coverage for losses from unattended automobiles unless resulting from forcible entry evidenced by visible marks on the exterior. The court affirmed the trial court's dismissal of the suit, holding that the exclusion was unambiguous and constituted a valid contractual limitation on liability rather than an improper rule of evidence. It rejected arguments that the provision was void as against public policy or created ambiguity when read alongside the policy's general coverage for personal property away from the premises, citing supporting case law and annotations from multiple jurisdictions.
propertybusiness & regulatory
In Re Houston
Tennessee Supreme Court · 1968-05-17 · cited 12×
The case concerned whether a 17-year-old minor could appeal a Juvenile Court order waiving jurisdiction and remanding him to Criminal Court for trial as an adult on charges of assault with intent to commit murder and disorderly conduct under T.C.A. sec. 37-264. The Circuit Court dismissed the appeal, ruling that the waiver order was not final and thus not appealable. The Tennessee Supreme Court reversed, holding that T.C.A. sec. 37-273 grants a right to appeal any disposition by the Juvenile Court, including waivers of jurisdiction, and requires the Circuit Court to hear the matter de novo. The core reasoning was that waiver is a critically important action affecting the juvenile's statutory rights and protections, and the statute's plain language permits appeal from such orders, consistent with prior interpretations allowing review in circuit court.
criminal lawfamily lawcivil rightsprocedure
State Auto. Ins. Co. of Columbus, Ohio v. Rowland
Tennessee Supreme Court · 1968-04-15 · cited 50×
The case involved an automobile liability insurance policy with $5,000 personal injury limits that was in effect when the insured, Mrs. Rowland, caused an accident resulting in a $18,000 judgment against her and her husband. The insurer defended the suit, paid its policy limits after the verdict, and was then sued by the Rowlands for the excess amount on grounds that it had acted in bad faith by failing to investigate fully, negotiate a settlement, or disclose policy limits despite clear liability and serious injuries. The jury found for the plaintiffs, the Court of Appeals affirmed, and the Tennessee Supreme Court affirmed the judgment, holding that an insurer must exercise good faith by giving equal consideration to the insured's interests when an excess judgment is possible and that evidence supported the finding that the insurer subordinated those interests to its own. The court further ruled that proof of an actual settlement opportunity within limits was not required to establish bad faith.
torts & liabilitybusiness & regulatory
West v. State
Tennessee Supreme Court · 1968-03-08 · cited 41×
West was convicted of third-degree burglary after police arrested him near the scene of a tire company break-in and obtained a screwdriver and matching fingerprints. He appealed, arguing that the arrest was unlawful and that the evidence should have been suppressed as the product of an unreasonable search and seizure. The court affirmed the conviction, holding that the officer had reasonable cause to arrest based on the defendant's proximity to the crime shortly after it occurred, his suspicious appearance and behavior at 4 a.m., and his status as an ex-convict. The court reasoned that the lawful arrest justified the search and that the evidence was therefore admissible under the Fourth Amendment standards set forth in Mapp v. Ohio.
criminal lawprocedurecivil rights
Hankins v. Mathews
Tennessee Supreme Court · 1968-03-08 · cited 5×
The case concerned the will of A.A. Hankins, who devised real property to his wife for life and then to his nephew Jim Grubb, subject to a clause stating that Grubb could not sell, mortgage, or encumber the land for ten years or it would revert to Hankins's heirs. After the wife's death, Grubb transferred the property within the ten-year period, prompting Hankins's heirs to sue the transferees to recover title, arguing the transfers violated the will and triggered reversion. The defendants demurred, contending the restraint on alienation was void. The court sustained the demurrer and dismissed the case, holding that a condition preventing alienation of a fee simple estate—even for a limited time—is repugnant to the estate granted and contrary to public policy, as the power of alienation is an inherent incident of fee simple ownership.
property
State Ex Rel. Gann v. Henderson
Tennessee Supreme Court · 1968-03-08 · cited 13×
This habeas corpus case arose after the petitioner was tried jointly on two indictments—one for first-degree murder and one for assault with intent to commit first-degree murder—before a single jury, resulting in a conviction for second-degree murder and an acquittal on the assault charge. The petitioner claimed that the joint trial was prejudicial error that denied him a fair and impartial jury, that his counsel failed to seek severance or raise the issue on appeal, and that he therefore received ineffective assistance. After an evidentiary hearing, the trial court denied relief, finding that the cases were consolidated at the request or with the agreement of the petitioner’s retained counsel, that the petitioner was bound by counsel’s strategic decisions, and that no prejudice resulted. The Tennessee Supreme Court affirmed, holding that the trial court’s factual findings were supported by the record, that the petitioner had not shown any constitutional violation, and that reliance on impartial-jury precedents was misplaced where the issue was one of consolidation by agreement.
criminal lawprocedure