Lexin

LexinFintech Q2 2026 Revenue Falls 80%

LexinFintech’s Q2 2026 results show revenue of about 3.19 billion yuan and net income of 101 million yuan, down sharply as credit facilitation and tech-empowerment services declined, even as installment e-commerce income rose about 60.8% and loan originations grew 4.8% to 55.4 billion yuan while outstanding principal fell 11.4%. The company tightened costs, refined risk controls, shifted to an annual dividend evaluation policy with a 30% net-income payout, and warned of much lower Q3 originations with potential net losses amid sector headwinds, underscoring a diversified ecosystem and focus on long-term fundamentals.