North Carolina Commissioner of Insurance

The Commissioner of Insurance is a statewide elected office in the U.S. state of North Carolina. The commissioner is a constitutional officer who leads the state's Department of Insurance. The commissioner also oversees the Office of the State Fire Marshal and sits on the North Carolina Council of State. The current commissioner is Mike Causey, who has held that office since January 1, 2017. History of the office Oversight of insurance in North Carolina was originally entrusted to the North Carolina Secretary of State. On March 6, 1899 the North Carolina General Assembly created the Department of Insurance. The first Commissioner of Insurance was to be appointed to two-year terms, though the legislature selected the first commissioner; the day the insurance department was created, the legislature elected James R. Young to the commissionership. That year a law was passed making the insurance commissioner ex officio the State Fire Marshal. In 1907 the legislature scheduled a referendum to amend the state constitution to provide for the popular election of the commissioner to four-year terms beginning in 1908, which was successful. Young, who had been continuously reappointed to the office, was elected to a full term. The commissionership was made a constitutional office in 1944. A 1968 constitutional study commission recommended making the governor responsible for the selection of the commissioner to reduce voters' burden by shortening the ballot, but this proposal was disregarded by the General Assembly when it revised the state constitution in 1971. Commissioner James E. Long created a full-fledged Office of the State Fire Marshal within the Department of Insurance on April 1, 1998. The incumbent commissioner, Mike Causey, was sworn-in on January 1, 2017. Powers, duties, and structure Article III, Section 7, of the Constitution of North Carolina stipulates the popular election of the Commissioner of Insurance every four years. The office holder is not subject to term limits. North Carolina is one of the few states to have an elected insurance commissioner. In the event of a vacancy in the office, the Governor of North Carolina has the authority to appoint a successor until a candidate is elected at the next general election for members of the General Assembly. Per Article III, Section 8 of the constitution, the commissioner sits on the Council of State. They are tenth in line of succession to the governor.