Liverpool
Gerrard made his first-team debut for Liverpool on 29 November 1998 as a late substitute in a Premier League match against Blackburn Rovers. He made thirteen appearances in his debut season, replacing injured captain Jamie Redknapp in central midfield. He also occasionally played on the right wing, but scarcely contributed in the short match time he received, which he attributed to nerves. Gerrard recalled in a 2008 interview with The Guardian, "I was out of position and out of my depth." Nonetheless, Liverpool's coaching staff remained convinced that he would improve. Gerrard saw himself as a defensive player primarily, looking to make key tackles rather than push the team forward.
Replacing Paul Ince, Gerrard regularly partnered Redknapp in midfield for the 1999–2000 season. After starting the Merseyside derby on the bench, he replaced Robbie Fowler in the second half, receiving his first career red card for a challenge to the upper leg of Everton's Kevin Campbell. On 5 December 1999, Gerrard scored his first senior goal in a 4–1 home victory over Sheffield Wednesday. However, he began to suffer from persistent back problems, which sports consultant Hans-Wilhelm Müller-Wohlfahrt later diagnosed as a result of accelerated growth, coupled with excessive playing, during his teenage years. He was then beset by groin injuries that required four separate operations.
In the 2000–01 season, Gerrard made fifty starts in all competitions, scoring ten goals. That season, he won his first major honours with Liverpool—the FA Cup, Football League Cup, and the UEFA Cup—scoring in the final of the last competition. He was named PFA Young Player of the Year by his peers. The following season, he won the UEFA Super Cup, but missed the 2001 FA Charity Shield through injury. In March 2003, Gerrard scored the opening goal in the club's 2–0 win over Manchester United in the Football League Cup final, held at the Millennium Stadium in Cardiff. After a year as vice-captain, Gerrard replaced Sami Hyypiä as Liverpool captain in October 2003. Manager Gérard Houllier said that he had recognised Gerrard's leadership qualities early on, but that he needed time to mature.
In June 2005, Gerrard extended his contract at the club, signing a four-year deal. Houllier resigned as Liverpool manager after a trophy-less 2003–04 campaign, and Gerrard was linked with a move to Chelsea during the off-season. Gerrard admitted that he was not "happy with the progress Liverpool has made", and that "for the first time in my career I've thought about the possibility of moving on." Ultimately, Gerrard turned down a £20 million offer from Chelsea, staying with Liverpool under new coach Rafael Benítez.
Liverpool had many injuries early in the 2004–05 season, and a broken toe suffered in a September league match against Manchester United sidelined Gerrard until late November. On 8 December, Gerrard scored a crucial 25-yard half volley in the 86th minute of Liverpool's final Champions League group stage match against Olympiacos to send the club through to the knockout round. A strike that saw Sky Sports co-commentator Andy Gray exclaim, "Oh, you beauty!! What a hit son! What a hit!", Gerrard claimed that this was his most important, if not his best, goal for Liverpool to date. However, Gerrard netted an own goal during the 2005 League Cup final on 27 February, which proved decisive in Liverpool's 3–2 loss to Chelsea after extra time at the Millennium Stadium.
During a six-minute stretch in the second half of the 2005 Champions League final against AC Milan, Liverpool came back from a three-goal deficit to tie the match at 3–3 after extra time; Gerrard scored the first for his side, a header from a John Arne Riise cross. Liverpool's third goal was gained as a penalty from a foul awarded to Liverpool when Gennaro Gattuso was judged to have pulled down Gerrard in Milan's penalty area. Xabi Alonso's penalty was saved by Dida but the rebound was scored. Gerrard did not participate in the penalty shoot-out (he was the designated fifth penalty taker) which Liverpool won 3–2 as they claimed their first Champions League trophy in twenty years. Dubbed the Miracle of Istanbul, the match is widely regarded as one of the greatest finals in the competition's history, and Gerrard was lauded as the catalyst for the second half comeback. Gerrard was named the Man of the Match, and later received the UEFA Club Footballer of the Year award.
In regards to his contract issues with Liverpool, Gerrard told the press after the final, "How can I leave after a night like this?" but negotiations soon stalled and on 5 July 2005, after Liverpool turned down another lucrative offer from Chelsea, Gerrard's agent Struan Marshall informed Liverpool chief executive Rick Parry that Gerrard was rejecting a club-record £100,000-a-week offer. Parry conceded the club had lost Gerrard, saying, "Now we have to move on. We have done our best, but he has made it clear he wants to go and I think it looks pretty final." The next day, Gerrard signed a new four-year deal as Parry blamed the earlier breakdown of talks on miscommunication between the two sides. Gerrard stated upon signing the contract that he would rather win one Premier League title with Liverpool than win multiple titles at Chelsea as it would mean more to him.
Gerrard scored 23 goals in 53 appearances in 2005–06, and in April became the first Liverpool player since John Barnes in 1988 to be voted the PFA Players' Player of the Year. He scored twice in the 2006 FA Cup final against West Ham United, including an injury time 35-yard equalizer that sent the match into extra time, and Liverpool won their second consecutive major trophy on penalties. A match called The Gerrard Final, the goals made him the only player to have scored in the FA Cup, League Cup, UEFA Cup and UEFA Champions League finals. Liverpool eliminated Chelsea in the 2006–07 Champions League semi-finals on penalties, to return to their second final in three seasons, which they lost 2–1 to Milan in Athens.
During this period, Gerrard credited assistant manager Pako Ayestarán as an essential figure in the team's success under Benítez. He described him as "the perfect number two", highlighting his elite training standards, uplifting presence in the dressing room, and ability to communicate honestly with players. Gerrard said he always felt "fresh and fired-up" under Ayestarán's guidance. After Ayestarán's departure in 2007, Gerrard wrote that Liverpool lost a crucial stabilising presence, and that communication between players and manager began to suffer.
Gerrard suffered a toe fracture in an August 2007 Champions League qualifier against Toulouse, but returned four days later to play the entirety of a 1–1 league draw against Chelsea. On 28 October 2007 he played his 400th game for Liverpool in a league match against Arsenal, in which he scored. He scored in all but one of Liverpool's domestic and European matches during the month of November, and after scoring the only goal in a Champions League away tie against Marseille on 11 December, he became the first Liverpool player since John Aldridge in 1989 to score in seven consecutive games in all competitions. In December 2007, Gerrard was voted sixth (after Kaká, Lionel Messi, Cristiano Ronaldo, Didier Drogba and Ronaldinho) for the 2007 FIFA World Player of the Year.
Gerrard made his 300th Premier League appearance on 13 April 2008 in a match against Blackburn Rovers, scoring the opening goal in a game which Liverpool won 3–1, and finished the season with twenty-one goals in all competitions, surpassing his total from the 2006–07 season. Gerrard was selected for the PFA Team of the Year and he was also one of the nominees or the PFA Players' Player of the Year, alongside teammate Fernando Torres.
Gerrard needed to undergo groin surgery at the beginning of the 2008–09 season, but the problem was not serious and he quickly returned to training. He scored what appeared to be his hundredth career Liverpool goal against Stoke City on 20 September, but it was disallowed after Dirk Kuyt was ruled offside. He achieved the milestone eleven days later in a 3–1 Champions League group stage win over PSV.
He made his 100th appearance in European club competition for Liverpool on 10 March 2009 against Real Madrid and scored twice in a 4–0 win. Four days later, when Liverpool faced Manchester United, Gerrard won a penalty after he had been fouled by Patrice Evra. With the scoreline at 1–1, Gerrard scored the resulting spot-kick, his first goal at Old Trafford, to give Liverpool the lead en route to a 4–1 victory. Following these results, three-time FIFA World Player of the Year Zinedine Zidane hailed Gerrard as possibly the best player in the world. On 22 March 2009, Gerrard scored his first ever hat-trick in the Premier League, against Aston Villa, in a 5–0 victory.
On 13 May 2009, Gerrard was named as the 2009 Football Writers' Association Footballer of the Year, beating Ryan Giggs by just 10 votes and becoming the first Liverpool player to win the award in nineteen years. Gerrard was delighted and "a little bit surprised" to win the award. On 5 December 2009, Gerrard made his 500th appearance for Liverpool at Blackburn. He ended the 2009–10 season with 12 goals and nine assists from 46 matches.
Following the 2009–10 season, Rafael Benítez departed Liverpool after six years and was succeeded as manager by Roy Hodgson, who quickly assured fans that Gerrard would not be sold. To further eliminate any speculation surrounding his future at the club, Gerrard made a statement emphasizing his excitement at the coming season with Liverpool and praising the signing of Joe Cole. Gerrard soon played his first pre-season match of the 2010–11 season against Borussia Mönchengladbach on 1 August 2010 alongside new signing Joe Cole.
Gerrard scored his first goal of the 2010–11 season from the penalty spot in a Europa League qualifier against Macedonian side FK Rabotnički on 5 August 2010. His next two goals came on 19 September at Old Trafford in a 3–2 loss against Manchester United; he scored from a penalty kick in the 64th minute and a free-kick six minutes later to level the game at 2–2. He followed this up one week later with the second equaliser in a 2–2 home draw with Sunderland. Eleven days later, Gerrard came off the bench to score a second-half hat-trick in a 3–1 win over Napoli in the Europa League.
Gerrard missed the start of the 2011–12 season due to a groin injury, which had also kept him out of action for large parts of the previous season. Gerrard later went on to reveal he rejected the chance to join Bayern Munich in the summer to focus on getting Liverpool back in the Champions League, saying "... a traditional club like Liverpool still has a value, that's the reason why I have stuck around for so long ... it is more important to win a couple of trophies and achieve something that is a lot more difficult than go down the easy road and move to a club where it becomes easier."
On 29 October, Gerrard underwent treatment to clear an infection in his right ankle, which was placed in a protective plaster cast. He was forced to miss Liverpool's league match against West Bromwich Albion that day and was ruled out for at least the match against Swansea City the following week and England's friendly matches against Sweden and Spain the week after that. On 30 December, Gerrard came off the bench against Newcastle United and scored a fine goal.
Gerrard went on to help Liverpool to reach their first cup final in 6 years, and their first at Wembley Stadium in 18 years, as Liverpool beat Manchester City 3–2 on aggregate in the semi-finals. Gerrard scored a penalty in both legs to send Liverpool to the 2012 Football League Cup final against Cardiff City on 26 February 2012, which Liverpool won on penalties. On his 400th Premier League appearance for Liverpool, Gerrard scored a hat-trick to give Liverpool a 3–0 victory over rivals Everton in the Merseyside derby on 13 March.
On 18 August 2012, Gerrard played his 250th match as Liverpool captain. He scored his first Premier League goal of the season on 23 September, opening the scoring in a 2–1 defeat against Manchester United.
On 15 July 2013, Gerrard signed a contract extension with Liverpool. On 3 August 2013, Liverpool played Olympiacos, against whom Gerrard scored arguably his most celebrated goal, at Anfield for Gerrard's charity fund-raising testimonial match. Liverpool won the match 2–0, in a game where past players such as Jamie Carragher and Robbie Fowler made appearances. Alder Hey Children's Charity, of which Gerrard is a founding partner, received £500,000 from the proceeds. On 5 October, Gerrard scored in a 3–1 win over Crystal Palace, becoming Liverpool's first ever player to score in 15 successive league campaigns, overtaking the record previously set by Billy Liddell in 1959. Also in October 2013, he became the longest-serving Liverpool captain, 10 years after his appointment by Gérard Houllier on 15 October 2013, breaking the previous record held by Alex Raisbeck, who captained Liverpool from 1899 to 1909.
On 19 October 2013, Gerrard scored his 100th Premier League goal, a penalty against Newcastle United in a 2–2 draw. On 16 March 2014, Gerrard scored two penalties and missed another in Liverpool's 3–0 win over Manchester United at Old Trafford. With nine career goals against arch rivals Manchester United he was Liverpool's highest goalscorer in the fixture (a record since surpassed by Mohamed Salah). On 6 April, he scored another two penalties as Liverpool beat West Ham United 2–1 to go top of the Premier League table with five matches to play. These goals took him above Kenny Dalglish as Liverpool's sixth-top goalscorer of all time.
On 27 April 2014, Gerrard was involved in what was later labelled as a defining moment of the 2013–14 Premier League season; where Liverpool would ultimately finish second. Liverpool originally topped the league when they faced Chelsea in their third last match of the season. Gerrard slipped while receiving a pass from Mamadou Sakho which allowed Demba Ba to score the opening goal for Chelsea; Chelsea went on to win 2–0, which meant that Liverpool's title hopes were no longer in their own hands. Gerrard finished the season with 13 goals and the League's most assists at 13. Gerrard was a nominee for the PFA Players' Player of the Year award that year, while he won the 2014 Liverpool Echo Sports Personality Award. Gerrard would later refer to this period as "the worst three months of my life".
In October 2014, Gerrard ruled out retiring at the end of the 2014–15 season and said that he could join another club if he were not offered a new contract at Liverpool. On 1 January 2015, Gerrard announced that he would leave Liverpool at the end of the season. Gerrard said he would have signed a new contract had it been offered in the offseason, but said the club did not make an offer until November. By that time, Brendan Rodgers had spoken to him about managing his playing time and he had been left out of the starting line-up against Real Madrid in the Champions League, contributing to his decision to leave Liverpool. His goal against Basel in the final group stage game of the Champions League was Gerrard's 30th goal in the competition, a club record until it was surpassed by Mohamed Salah in 2021. On 5 January 2015, Gerrard scored two goals in his first game after announcing his departure in the FA Cup 3rd round tie in a 2–1 win at AFC Wimbledon. This followed another two-goal performance in the previous match against Leicester, the first time he scored two or more goals in consecutive games since July 2005. On 4 February 2015, he made his 700th appearance for Liverpool, in an FA Cup tie against Bolton.
On 22 March, Gerrard was sent off 38 seconds after coming on as a half-time substitute in a match against Manchester United for stamping on Ander Herrera. Gerrard made his 500th league appearance for Liverpool in a goalless draw against West Brom on 25 April; he became only the third player ever to achieve 500 or more Premier League appearances for one club, after Ryan Giggs and former teammate Jamie Carragher. His final appearance for Liverpool at Anfield was on 16 May against Crystal Palace in a 3–1 loss. His final appearance for the club was eight days later in a 6–1 defeat at Stoke, with Gerrard scoring Liverpool's only goal of the game.
