The Brainiacs.com

The Brainiacs.com is a 2000 American direct-to-video family comedy film, starring Michael Angarano and Kevin Kilner. The screenplay was written by Jeff Phillips and the film was directed by Blair Treu. Plot To achieve his goal of more time with his widowed, workaholic father David, Matt Tyler and his best friend Danny decide to try to buy his business, Tyler Toys. Matt attempts to open a bank account at the Sunnyside bank, which is owned by fellow businessman Ivan Lucre. Though he quickly gains the admiration of loan officer Kara Banks, Matt's meager funds do not meet the minimum deposit requirement. When his older sister Kelly (confidentially) reveals she is working on a groundbreaking artificial intelligence computer chip, Matt and Danny create The Brainiacs.com and a fictional company called Global Consolidated Resources, which offers shares of stock as collateral for $1 of investment in the microchip. The returns total $4 million, and the amount of money Matt and Danny have accumulated requires Matt to reveal his plan to Kara, who is deeply sympathetic to the boys' plan. After they leave, David walks in to apply for a loan to jump-start Tyler Toys' expansion program, which will sell the new Hairball toy internationally. After David and Kara disagree over procedural issues such that the loan does not go through, Ivan calls Kara into his office to brief her of his plan. Lucre instructs Kara to loan David as much money as possible, such that Tyler Toys will either succeed and give him profits, or fail and allow the bank to cheaply buy Tyler Toys and its assets. Additionally, his assistant Ms. Arbitrage, who worked with Tyler for Hairball orders overseas, cancels the next set of orders. The loan quickly maxes out to $500,000, which the financially struggling company cannot produce. Lucre's children Chet and Russell heard about Matt's "project" in economics class and ruthlessly bully Matt, letting him know that they are also out for blood. Matt buys a majority share in Tyler Toys, and as the new boss "Mr. Chips" (animated by a computer) institutes lax work regulations and gives his father a vacation.