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Paytm's financial services distribution star performer Bernstein — Jul 22, 2026Bernstein flagged Paytm’s financial services distribution as the standout in Q1 FY27, with revenue up 45% to Rs 814 crore driven by stronger cross-selling of credit and other financial products, while overall revenue grew 28% and EBITDA surged about 182% (nearly tenfold excluding PIDF). The report credits disciplined costs, with platform-building expenses falling 3%, and highlights robust payments growth—merchant GMV up 31% and consumer UPI value up 45%—as evidence of sustained engagement and widening profitability.