What counts: Priority ranking of which insurance lines to place into the proposed single-parent captive, based on market conditions, savings potential, and coverage gaps
Commercial Auto / Fleet Liability
Hardest market, largest premium spend, and most direct savings potential from aligning premiums with Fortis's own loss experience.
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Protective Services Liability
Covers assault & battery, failure to perform, and false arrest exposures that standard carriers often exclude or underprice.
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General Liability
Premises and operations coverage that is straightforward to retain in a captive with a fronting carrier.
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Professional Liability / E&O
Covers concierge and facilitation errors and logistical failures; low frequency, high severity risk ideal for a captive.
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Protects sensitive principal itineraries and personal data, and is one of the fastest-growing captive insurance lines globally.
added by Yourlist EditorialCyber insurance
Rewards Fortis's strong safety culture with retained underwriting profit, though it likely requires a fronting arrangement under SC law.
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