Plot
In the present, adult siblings Michael and Carolyn Johnson arrive at the Iowa farmhouse of their recently deceased mother, Francesca, to settle her estate. They are shocked upon learning that she had requested to be cremated and her ashes scattered from Roseman Covered Bridge, rather than be buried next to her late husband, Richard.
Michael initially refuses, but while he and Carolyn look through the safe deposit box, they discover an envelope containing photographs, letters, and a key. The photos are of Francesca taken at the Holliwell Covered Bridge and the letters are from a man named Robert Kincaid.
The key is to Francesca's locked hope chest. In it are three hardbound notebooks. There are also several National Geographic magazines, including one featuring Madison County's covered wooden bridges, old cameras, a book, and other mementos. The magazine includes a photo of Kincaid, who photographed the bridges; he is wearing Francesca's crucifix pendant.
As Michael and Carolyn begin reading Francesca's notebooks, the film flashes back to 1965. Francesca, a WWII war bride originally from Bari, Italy, stays home while her husband and teenage son and daughter attend the state fair for the next four days.
Robert Kincaid, a National Geographic photojournalist on assignment to photograph the county's historic bridges, arrives at the Johnson farm, asking for directions to Roseman Bridge. Francesca rides along to show him the way. Their subsequent affair occurs over four days.
Francesca details the intense affair and its lasting influence on her and Robert, hoping Michael and Carolyn will understand and honor her final request. She and Robert fell deeply in love and nearly ran away together. Francesca, confined to a passionless marriage, was unable to abandon her teenage children and loyal husband.
Though Francesca loved Robert, she questioned whether their spontaneous relationship could survive over time. He, moved by their brief encounter, found renewed meaning in life and his true calling as an artist. Memories of Robert helped sustain her through the remaining years on the farm.
After her husband's death, Francesca attempted to contact Robert, but he had left National Geographic and his whereabouts were unknown. She later learned that he died about three years after her husband, and left his belongings to her. Robert's ashes were scattered from Roseman Bridge.
In the present, Michael and Carolyn, struggling with their own marriages, are deeply moved by their mother's story. They find new directions to their individual lives and finally carry out their mother's wishes to scatter her ashes from Roseman Bridge.