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OptimumBank Reports Record Q2 2026 Net Income
Business
— Jul 24, 2026
OptimumBank Holdings posted a second-quarter 2026 record net income of $6.7 million, with first-half earnings of $11.3 million, driven by higher net interest income, loan and deposit growth, and improved efficiency metrics (ROA 2.04%, ROE 20.34%) and a 4.57% net interest margin. The bank also reported a leadership transition in 2026, ongoing growth initiatives through OptimumFinance, and a scheduled webcast to discuss results in August 2026.
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