OpenAI Launches Wallet for User-Approved AI Purchases
OpenAI has introduced ChatGPT Wallet, a service that lets its Dots AI agents research products and prepare purchases for eligible U.S. ChatGPT Pro subscribers age 18 and older. Users must review the merchant, items, price and payment method and approve each purchase, typically with biometric verification; payment networks issue a tokenized card credential so the agent and merchant do not receive the user’s actual card details. Users retain applicable card rewards and protections, while merchants continue to control pricing, fulfillment and returns. Some websites’ bot defenses and fraud systems may block or decline agent-led transactions, and OpenAI is working with payment and fraud-prevention providers to address those obstacles. OpenAI says it may eventually let users preauthorize purchases under limits for spending, categories or time periods, but that broader autonomy is not part of the initial rollout.






