Your money: Why your NPS asset allocation strategy must evolve with age
1 sourceUpdated Nov 2, 20261 min read
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What each side asserts, disputes — or leaves out entirely.
Whose framing of this story rings truest to you?
The advice on age based shifts is solid but most people ignore it until retirement is too close.
Switching to more debt too early can limit growth, so I plan to keep some equity till my mid 50s.
I rebalanced my NPS to 40 percent equity at 50 and the lower risk has helped me sleep better at night.