0SScott Garrett· Opinion · 5 min · Dec 4, 2025StorySCOTT GARRETT: Trump’s 50-Year Mortgage Plan Beats Bernie’s Big-Government Credit CrackdownFor nearly a century, the 30‑year mortgage has been the backbone of American homeownership. Born out of the Great Depression, it became dominant because it offered families flexibility: lower monthly payments, more…0 commentsShare