IJR News

Survey Warns New Business Owners on Insurance Coverage GapsFinance — Sep 16, 2026Inflation can raise the cost of repairs and labor, pushing up business insurance premiums and highlighting the risk of underinsurance for small businesses. Across several reports, new business owners are cautioned about common insurance mistakes—like assuming coverage isn’t required and delaying purchase—that can jeopardize opportunities and financial protection, with guidance from ERGO NEXT research and industry experts.

Tom Gallagher Delaying coverage is a mistake that can wipe out a small business if a claim hits before policies are in place.

Michael Dell's DFO nears take-private deal for Baldwin Insurance — Sep 13, 2026Michael Dell's DFO is in advanced FT-reported talks to take Baldwin Insurance private at $32.50 a share, a roughly $7.7 billion deal.

Elena Vasquez Baldwin going private at 32.50 a share looks like a solid premium for shareholders if the talks close.

Johnson Wins Sixth Champions Event at Pebble Beach — 6dZach Johnson captured the Pure Insurance Championship at Pebble Beach, his second straight PGA Tour Champions win and sixth of the season in his rookie year on the 50-and-over circuit. He finished 14-under for the event, pulling away with late surges as he earned the title ahead of Henrik Stenson and others.

Home Insurance Costs Surge, Strain HomeownershipFinance — Sep 9, 2026Global home insurance costs are rising driven by extreme weather, high construction costs, and evolving risk, as Canada reports a $439 million insured-loss event with a coverage gap for sewer backups, Australia sees premiums up about 51% over five years, and U.S. mortgage holders face a near-80% rise in insurance costs since 2020 while switching carriers can yield savings. Disparities persist in the U.S. and nationally, with Hispanic and Black homeowners paying substantially more for identical policies due to redlining legacies and related factors, highlighting ongoing inequities in home insurance affordability and access amid climate-driven risk.

Florida Troopers Corral Emu on Polk Parkway — Sep 19, 2026Florida Highway Patrol troopers corralling a loose emu wandering along Polk Parkway in Polk County safely recovered the flightless bird and returned it to its owners, with no injuries or insurance issues reported. Multiple local outlets covered the incident, underscoring a lighthearted wildlife disruption on a major roadway.

Most Influential Women in World HistoryYourlist — RankingFrom ancient queens who ruled empires to modern activists who changed laws, these women left indelible marks on politics, science, and culture. Vote for who you think shaped history most profoundly.

Tom Jones Says ‘The Voice UK’ Firing Stemmed From Insurance Financial Issues — Sep 8, 2026

China to pump 317 billion yuan into state banks and insurers — Sep 6, 2026

Chris Dalton Curious how this affects everyday depositors. Does this stabilize things or just prop up institutions that should be restructured?

China unveils $50 billion recapitalization plan for banks and insurers, splitting analysts — Sep 7, 2026Beijing unveiled a 360 billion yuan recapitalization package—about $50 billion—to bolster China’s banks and insurers, including ICBC, Agricultural Bank of China, Life Insurance and Taiping, to sustain lending and strengthen resilience as growth slows. The move constitutes a major, multi-sector boost aimed at stabilizing credit and the real economy amid real estate stress and global uncertainty.

Tom Gallagher Propping up banks so they keep lending sounds good on paper, but if real estate stays frozen, where does that credit actually go?

Aon Nears $17 Billion Acquisition of USI Insurance Services — Aug 30, 2026Aon is nearing a roughly $17 billion deal to acquire USI Insurance Services from KKR, including debt, with a potential announcement as soon as Monday. The acquisition would broaden Aon's footprint in the middle-market and commercial insurance brokerage and reflects ongoing consolidation, valuing USI at about 5.7 times its revenue for about $3 billion in annual sales.

Swiss Re Warns Global Cyber Insurance Gap WidensTech — Sep 4, 2026Global cyber insurance premiums are projected to rise with North America dominating the market and emerging regions like Latin America and the Middle East–Africa showing only about 2% of global premiums, highlighting a widening protection gap as cyber risk grows from ransomware, supply chains, and AI adoption. Amid rising threats and a shift toward AI-driven risk, experts warn that software concentration, user-prompted attacks like ClickFix, and the need for zero-trust and AI-security solutions are shaping a security and insurance landscape that requires broader coverage and stronger resilience.

NHTSA Investigates Tesla Austin Cybercab DeploymentsWorld — Sep 11, 2026Regional and national headlines center on a high-stakes legal fight over a new New England transmission line and Plymouth, Massachusetts, preparing for higher insurance costs tied to climate risks, while regulators scrutinize Elon Musk's Tesla for driverless taxi deployments amid evolving safety standards.

Soccer vs American FootballYourlist — VS BattleThe world's game versus America's obsession — simplicity against spectacle.

Survey finds many Americans unsure how much life insurance they actually need — Sep 1, 2026During Life Insurance Awareness Month, experts urge Americans to review coverage, address misconceptions about cost, and recognize that many begin their search online while still valuing personal guidance from trusted professionals. Industry research shows the coverage gap persists, a majority seek personal connection with advisors, and while AI can assist, human counsel remains essential in helping families protect their finances.

Teladoc Names Insurance Veteran Grasher CFO — Aug 31, 2026Teladoc Health named Michael Grasher as chief financial officer, effective August 31, 2026, bringing more than 30 years of insurance and financial services leadership, including prior CFO roles at IFG Companies, Fortegra, and AMERISAFE. His appointment is expected to strengthen financial discipline, cost control, and capital allocation as Teladoc advances product and margin improvements, while replacing interim CFO Charles Divita, III amid ongoing revenue and margin challenges.

Entrepreneur Saladin Shares Views on Building Multi-Industry LegacyEntertainment — Sep 12, 2026Edwind 'Chi’Codez' Saladin, founder of World Of Wealth, is profiled for building a diversified empire across real estate, energy, construction, insurance, and entertainment, with a focus on turning ideas into structured, lasting-value enterprises. The Legacy Makers feature on Inside Success TV underscores his strategic, systems-based approach to creating opportunities, sustainable ventures, and long-term growth, amplifying his visibility across multiple outlets.

Jared Kim Diversifying into energy and insurance shows smart planning for long term stability beyond just one sector.

Chourio Lifts Brewers Past Cubs, Extends Division Lead — Sep 8, 2026Jackson Chourio delivered the tying and go-ahead runs in the eighth and followed with a ninth-inning sliding catch to seal a 4-3 Brewers win over the Cubs, underscoring his late-inning impact and defensive play. The victory gives Milwaukee a 7-4 edge in the season series and strengthens their position in the playoff picture, with Yelich providing insurance via a sac fly.

Spreadsheet wizard or formula fraud?Quizie — QuizFifteen questions that separate the people who USE spreadsheets from the people spreadsheets happen to. Rank at the end.

Winona-Rochester Diocese Settles Abuse Claims for $30MHealth — Sep 3, 2026The Diocese of Winona-Rochester has settled with US Fire Insurance for $30 million to compensate more than 145 sexual abuse survivors, completing litigation that followed three verdicts in 2025 and an earlier $28 million settlement in 2021 that did not include US Fire. The funds will be distributed under the diocese's bankruptcy plan, finalizing related claims and closing the case.

Markel Partners With Midwest on California Workers’ Comp — Sep 4, 2026Markel is partnering with Midwest General Insurance Agency, an Acrisure subsidiary, to expand its small-business workers’ compensation offerings in California by leveraging Midwest’s data-driven risk selection, regulatory navigation, and scalable MGA operations. The collaboration aims to grow Markel’s California presence while maintaining profitability through disciplined underwriting and long-standing MGA expertise in the market.

Trump Administration to Send $500 ACA Refunds to Nearly 1 Million Enrollees — Sep 9, 2026President Donald Trump plans to issue $500 rebates to up to 1 million Obamacare enrollees in 30 states before the November midterms, funded by roughly $500 million in excess ACA fees that insurers returned to the government. The move, pitched as consumer relief and a showcase of his health-care agenda, dovetails with his midterm strategy and will be highlighted in his convention remarks, with specific state concentrations noted as Alabama, Alaska, Arkansas, Delaware, Florida, Michigan, Mississippi, Missouri, New Hampshire, Ohio, South Carolina, Texas and Wisconsin.

NextBoat taps entrepreneur and marine finance veteran for leadership roles — Sep 4, 2026NextBoat appointed Zebulon Hadley to the board as an independent director and chair of the Compensation Committee, and named Todd Bates as VP of Finance & Insurance, signaling governance strengthening and revenue leadership as it scales toward becoming a mature public company. The moves aim to boost F&I revenue and governance, leveraging Hadley's entrepreneurship and Bates' track record in marine retail F&I growth to support the company’s next growth phase.

Rachel Meyers Governance moves like this usually matter more once a company's closer to going public, curious to see if this is prep for that.

Newsom weighs special session after wildfire liability plan stalls — Sep 1, 2026California lawmakers adjourned without passing a major overhaul of wildfire liability, even as Gov. Newsom floated a possible special session and investors reacted to the volatility surrounding utility companies. The proposed package aimed to curb costs for survivors by limiting certain utility liabilities and attorney fees, but critics say it falls short of meaningful reform and insurers remain wary.

Maya Lindstrom If insurers still won't budge after this "reform," maybe it wasn't much of a reform to begin with.

LA County sues State Farm, alleging mishandled wildfire claims — Aug 31, 2026Los Angeles County filed a lawsuit against State Farm alleging delays, denials, and underpayments of wildfire-related claims from the Eaton and Palisades fires, accusing the insurer of unfair business practices and violations of California’s unfair competition laws. The action accompanies state regulatory scrutiny and other legal actions as survivors describe ongoing displacement and financial hardship.

Derek Foss Underpaying wildfire victims after everything they've lost is just cold. Hope this lawsuit forces real accountability.

Ski Resorts Close, Plan Closures Amid Warm WintersSports — Sep 3, 2026Across Australia and North America, ski areas are contending with warmer winters and thinning snow, leading to record-low snow depths and premature closures in Australia while New Mexico’s Enchanted Forest announces it will not open for the 2026-27 season due to ongoing snow and insurance costs. In Colorado, Copper Mountain defies the trend by wrapping its season with a summer hike park and planning a winter 2026/27 opening, highlighting a patchwork of adaptations as conditions remain inconsistent.

Ships crossing the Black Sea rig makeshift armor against drone strikes — Sep 3, 2026Merchant ships transiting the Bosphorus are arming with nets, water tanks, and tires to shield against escalating Russian and Ukrainian drone attacks in the Black Sea, as the burned-out Russian cargo ship Omskiy-107 drifted ashore near Istanbul. Experts warn these improvised defenses may deter smaller drones but not larger ones, underscoring growing risks to global oil and grain exports and rising war-risk premiums for maritime insurers.

Dana Whitfield Chicken wire and tires against a drone with a warhead - that's not defense, that's a prayer.

Agree Realty Dividend: $0.27; Ex-Date Aug 31 — Aug 31, 2026Five companies announced monthly or quarterly dividend payments, with Agree Realty, Brookfield Renewable Partners, Cullen/Frost Bankers, FactSet, and Assurant each detailing their upcoming cash dividends and ex-dividend dates, underscoring their established payout histories. All five firms highlight long-running dividend records, including multiple years of increases, signaling stable income streams across real estate, renewable energy, banking, analytics, and insurance sectors.